Kim Chiu prides herself on investing her hard-earned money wisely!
After 17 years in showbiz, the actress was able to purchase several properties, including her Quezon City home, a condo unit, and a vacation home for her family.

But not everyone knows that the actress also owns a commercial building in Cagayan de Oro.
READ: Kim Chiu on Owning a Commercial Building in Cagayan de Oro
During a media con last year, it was Aileen Choi Go, Megasoft's vice president for sales and marketing, who narrated how Kim acquired the property.
"Meron isa pang common sa amin. Puwede ko ikuwento o huwag na lang?" said Aileen, who asked for Kim's permission before sharing her story.
Aileen continued, "There's this building, maganda 'yung location, puno na siya, marami nang nagli-lease. Sabi ng dad [ko], maganda bilhin kasi nasa viable location. So, siyempre nag-inquire na kami. Alam ko na merong iba na interested sa property. Di ko na alam na siya."
She added: "Kung alam ko na siya, eh, di sana tinawagan ko na lang siya, 'Huwag mo bilhin iyan kasi ako gustong bumili niyan.' Eventually, nabili niya."
Kim purchased the building as an investment. Grinning, she explained, "May tita kasi ako dun. Alam mo naman ang Chinese, kun saan-saan napupunta."

In the same media con, Kim was also asked about her new vacation home, which she unveiled. Situated in a location where Kim can enjoy a cooler weather, it's a three-story house with a pool overlooking a nice view of what appears to be a mountainside neighborhood.
"Isa po talaga sa pangarap ko magkaroon ng vacation house. Para na rin sa papa ko kasi parang kailangan niya ng fresh air," said the 33-year-old actress.
"And para na rin sa family ko. Lahat naman ng ginagawa ko para sa family ko. Gusto ko ng something new to remind myself. Araw-araw tayo nagtatrabaho. Para ma-inspire pa ako to work hard.
She continued: "Masarap kasi na nakikita mo yung isang bagay na napaghirapan mo."

Kim Chiu on Her Humble Beginnings
Kim acknowledged that she has indeed come a long way from being someone with no permanent address to a big star who earns more than enough to provide for her family.
Recalling her life before show business, Kim related, "Iba-iba kasi 'yung school ko. Napadpad na ako sa GenSan, Cebu, CDO, Mindoro. Umabot ako ng Zamboanga, Tacloban, Ormoc. Kung saan-saan ako napupunta. Napapagod na kami magkakapatid kasi iba-iba nagpapaaral sa amin."
"So, yearly, summer, April to May, hindi kami sigurado ng mga kapatid ko, 'Sino mag-i-sponsor sa atin?' Saan tayo titira?' 'Nung time na 'yun, parang ang hirap. 'Makakapag-aral pa ba tayo? Makakapag-aral pa ba ako this year or hindi? May mag-i-sponsor ba sa amin o wala?'

"'Yun ang fear namin every year. Kaya nung nagka-work na ako, 'Kahit mag-private [schools] na kayo, okay lang.'"
Kim went on to say that those difficult years of her childhood were a valuable lesson for her to take good care of her earnings.
"Alam ko na 'yung feeling ng walang pera. So alam ko kung paano ko itago talaga at ipunin talaga dahil ayoko na bumalik sa panahon na walang-wala talaga kami. Ayoko na makabalik dun. Sino ba naman may gusto? Nandito ka na, tapos biglang mahuhulog ka uli sa wala. Hindi na ako babalik dun."
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